The companies dedicated to factoring in Latin America and the Caribbean require processes and tools that allow them to obtain an efficient administration, handle a wider clients portfolio, without elevating the costs exponentially, offering a first quality service at the same time. SYSDE SAF was designed to offer an optimal operational efficiency for the administration of this financial instrument, with a very favorable cost- benefit relation for the companies that are dedicated to this activity. This product is ready to enter operation at the moment at which the company requires it, facilitating one complete automatization of all the processes involved in invoices discount and offering an adapted control of the collections, statements of account, handling of payments, settlements and much more. All this with a countable endorsement completely in line, to assure to the maximum the product daily operativity.